Lydia Carstensen is a member of the Regulatory team based in our Cayman Islands office. She has extensive experience across the financial services sector and has assisted at all stages of the business life cycle, from initial licensing applications, variations of permissions, ongoing advice work, and engaging with regulators in relation to contentious matters.
Lydia’s practice covers licensing and other regulatory applications, AML, regulatory compliance frameworks, perimeter advice, financial crime and other contentious matters, and sanctions. She has advised industry participants across a range of various sectors, including insurance
...Lydia Carstensen is a member of the Regulatory team based in our Cayman Islands office. She has extensive experience across the financial services sector and has assisted at all stages of the business life cycle, from initial licensing applications, variations of permissions, ongoing advice work, and engaging with regulators in relation to contentious matters.
Lydia’s practice covers licensing and other regulatory applications, AML, regulatory compliance frameworks, perimeter advice, financial crime and other contentious matters, and sanctions. She has advised industry participants across a range of various sectors, including insurance providers, cryptocurrency/digital asset exchanges and service providers, payment service providers, banks, funds, and credit institutions. She has experience with advisory work, transactional matters, and contentious matters that require engagement with regulators and advocacy on behalf of clients.
Lydia began her legal career in Australia, where she gained experience as a financial services lawyer with a specialisation in insurance, cryptocurrency, and digital assets in boutique and national law firms. Before joining Harneys in 2025, she spent three years in the UK at CMS Cameron McKenna Nabarro Olswang.
